Get clear on your financial future without the guesswork.
We help professionals and families build a structured plan, invest confidently, and prepare for retirement.
Not sure if you’re on track?
You’re earning well but unsure if you’re making the most of it?
Your investments or KiwiSaver feel unstructured?
You want to retire comfortably but don’t know if you’re on track?
We give you a clear plan so you know exactly where you stand and what to do next.
A family-run business you can trust
We focus on building long-term relationships with our clients. We take the time to understand your situation, simplify complex decisions, and give you clear, practical advice you can act on.
No jargon. No unnecessary complexity. Just a clear plan and ongoing guidance.
No obligation • No jargon • Just clear next steps
Meet the Team
Luke McKenzie
Senior Adviser, Certified Financial Planner (CFP)
Luke specialises in financial planning and investment strategy, helping clients build clear, structured plans that support both their current lifestyle and long-term goals.
With over 20 years of experience, he is known for his ability to simplify complex financial decisions and provide practical, easy-to-understand advice. In addition to his CFP accreditation, Luke has expertise in the transfer of UK pensions to New Zealand QROPS schemes.
Outside of work, Luke enjoys gardening, stand-up comedy, and the occasional round of golf.
Reid McKenzie
Financial Adviser, BMS (hons.) & NZ Cert. Financial Services Level 5
Reid focuses on investments and KiwiSaver advice, helping clients bring clarity and structure to their financial position.
He takes a practical, straightforward approach, breaking down complex ideas and providing clear, actionable guidance that clients can feel confident implementing. Reid holds a BMS (Hons) and NZ Certificate in Financial Services Level 5.
Outside of work, Reid enjoys staying active with indoor bouldering and spending time with family.
Financial Planning
A structured plan that aligns your money with your long-term goals.
Investment Advice
A portfolio designed for growth, stability, and confidence.
KiwiSaver Advice
Make sure your KiwiSaver is working as part of your overall strategy.
Start with a simple conversation
In 15 minutes, we’ll understand your situation, answer your key questions, and outline what the next steps could look like.
No pressure. No commitment. Just clarity.
With over 20 years experience providing financial advice we help clients with questions like:
How do I grow my savings?
What is the best way to go about investing for retirement?
Which of the KiwiSaver contribution rates
should I use?
How should we prepare for buying our first home?
How do I make the most of my UK pension now I'm in NZ?
No pressure. No commitment. Just clarity.
Feel good about where you're heading
With Financial Advice designed to suit you
What is financial advice?
Financial advice is guidance provided to enhance one’s financial situation. It can be in-depth like providing a full financial plan, or it can be more concise like a recommendation regarding your KiwiSaver contribution rates.
It should always be based on your personal situation, risk profile, & goals.
We believe financial advice is most effective when utilised over a long period of time (ongoing advice) and our service reflects this approach.
What is financial planning?
Financial planning is taking a question like: “How much do I need to retire comfortably in NZ?” and then working backwards to create a plan for investing for retirement.
It is a holistic approach considering your:
financial assets (home, investments, KiwiSaver & pensions)
income & expenses
financial & personal goals
The importance of financial goals
Setting financial (short, medium & long term) goals will give you direction for your future planning.
Some examples of long-term goals are:
That first home purchase
Investing for retirement
Buying an investment property
Feeling financially secure
Figuring out where you’d like to get to will help you better ascertain the path to get there.
See Sorted.org article: Why money goals are important and how to set them
